Dave: Reviews & Opinions
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Besides the fact that the transactions aren't updated, it wouldn't advance the cash because of too a lot of returned transactions. None of the transactions in my acc have been returned though. Maybe if it updated it's system to reflect that the pending actions have been cleared. It didn't even present my paycheck that was deposited Friday and was method over the $500 requisite. Deleting the application and the account. Useless.
Doesnt work anymore 10/25 i forgot to update! Everything has been going amazjnglu! They have the best customer service out there! They truly emailed me everyday to allow me know what was going on and how it was being fixed. And if i had any issues they were fixed within 2 hours! If you need a loan to obtain you through for a few days this is the right place!
I've been trying to obtain in contact with someone from the customer service department, but my emails have gone unanswered. I'm deleting this app! The application keeps telling me that my acc is overdrawn but it's not. The Customer service is horrible. No one answers the emails or chats
Uninstalling it. My daughter told me to download it because she uses it and said it's a amazing application to obtain fast money for gas, meal etc...... So go to download it and my bank is nowhere on the list. Man that's disappointing... Now I have to uninstall it, dang it Dave
It took exiting and re-entering the application in order for it to complete after several "Code 19" errors. I also encountered "Failed Http" at one point. So, some fresh bugs, perhaps, but, it worked in the end. There is a processing fee for identification? Not sure. I tried the $25 amount just to see how it worked. It charged me a $5 fee. You can choose a hint at the end based on percentage of the total advance. It is also possible to add a custom amount, to zero. The advance ended up in my bank acc within 5 minutes, although they give themselves a 24 hr cushion.
You've really got to fix the birthday entry option... having to back click per month per year is really aggravating... A easy date entry w month day and year would be much less time consuming.... anyone over the age of 10 has to press it 120 times at this point...
As a freelancer, my pay schedule can be a small unpredictable (will my client pay when I send the invoice or will he wait a week until it's due?) and this can really throw off my budget. Quite often I need to buy groceries or ship orders while I'm waiting to be paid and now I can take care of that without worrying. I required groceries this weekend and got $75 instantly with no hassle. Large gift that they plant trees with my tips!
I really wanted to like the application but it tells me that there is not enough transaction history which I'm confused about because my acc gets used every day, paychecks go right to my acc every payday. Also when I test to delete my bank from the application it just says waiting for bank and has been stuck like that for at least 30 mins!
Hey I was just as skeptical as the next person... but I also didn't wish to pay $35 overdraft fee for a 9.99 charge. I saw Dave on an IG ad and tried it today (10/26/17). I filled out the banking information and I was in. Didn't even realize it until I just decided to check. I see people questioning the verification process because it does obtain stuck on Birthday but after you enter the date you can click it again and push cancel. Your date will still be there. After requesting the advance, i just received the loan within an hour. To be honest I might have to delete this application cause it was too simple I might use it too much. 😁 Really just a amazing experience all around. Thanks Dave... your the mate I always wanted.
I was super excited about this application. I remember back in college having a forgotten 2.00 gas/food fee etc... turn into repeated 20.00 overdraft fees. I don't really have a need for it now however, I wanted to check it out. I don't think it's functional to assume that every charge is going to be reoccurring. I logged in to see a forecast of negative 1,000's LOL... ok no huge deal, so I deleted them then it place my acc in the positive however, the positive is not an accurate reflection of my bank acc in real-time. I would work on getting the predicitons to accurately reflect the accounts. It also accounts pending transactions that are already applied in the NFCU app, as predicted transactions which isn't applicable to being concerned about an overdraft since the balance is already including these instead of just showing transactions that aren't visible on the acc yet(which is what I had expected). Definitely needs work.
So after a few days or setting it up the application works finally. I was able to request the advance at 7:30 pm Eastern time and it instantly appeared in my account. Ashley with their help was absolutely awesome. She helped me along the method each step. I believe that the application is finally where it need to be.
Amazing method too obtain cash when in a tight time but apologies has some major issues. Been obtain paid by direct deposit for a while but They say it doesn't match bank account, even though I took out and paid 3 save loans. I'll go somewhere else too obtain assistance
After all sorts of b.s this application place me through as far as all the info they require the amount of time it takes for them to verify it's just not worth it after you are approved they require you to have a certain amount of cash in your acc before they can give you a loan direct deposit is a must and if you are getting 500 or less deposited into your acc dont count on an advance after you leave the hundred and some change they require in your acc they need extra verification and even after all the waiting they can choose whether or not they wish to approve you for an advance which the highest amount you can borrow is 75 bucks.. I dont think this application it worth all the hassle especially after you complete everything they ask for and they turn around and tell you that you cant obtain an advance not worth it.. but if you need an application to monitor if you are going to overdraft or not I guess this could work for you. But in that case I'll just stick to my Chime
Love the Dave application for the most part, mainly because it is a helpful source of fast "loans" in little amounts with no interest. Very helpful in this clutch moments when you need "just enough" to obtain you by. The application isn't amazing at all for one of it's main advertised functions which is to support you track and stay on top of your account. It doesn't modernize in true time and seems to never even obtain close even after days of banking business transactions. Use for fast money for now. Works amazing for that.
Amazing app. Helps for those harder times between paydays. Problems the cash to you in seconds and takes it back out on payday. It takes about two days to process your repayment then you have to wait until 10 days before your next paycheck to take out another. It would be even better if after you've shown consistent repayments they would loan you more, I have used them twice a month for 2 months. It is definitely helpful.
The application was amazing in the beginning, fast but now after a few weeks it takes about 3-4 days for a payment to clear or for it to obtain the information required from the bank. It's always asking to verify myself and I can't always obtain an advance due to the problem on waiting. I also noticed that it will bee in red stating that a possible overdraft is in my future and it will stay in red even though it has received the information from the bank. Also when I do ask for an advance it states that it needs a few days of a certain amount of cash in the bank before I can obtain an advance. Uninstalling the app.
Amazing service. Quick help response. Very fair fees. Dave is amazing people! The application is amazing but needs a small more fine tuning and options to hit 5 starts. You can only delete 1 prediction at a time. The application didn't understand my bi-monthly payday cycles but help fixed same night I asked. This is what determines the auto payback. I couldnt love this application and squad more. Legit. Thank you squad Dave! Update! With stellar help they have created this an indispensable application and earned 5 stars!
Its a amazing App, definatly can help in those moments where you need gas, meal or a few dollars to stop an overdraft. I only dont like the fact they charge $4.99 to obtain the cash express, it makes me not wish to tip. Also I dont like the fact it takes so a lot of days after your payday for Dave to take their cash back. I want they could take it out right away. Other than some minor kinks in the app. Amazing application n amazing service
What can I say about Dave? Hmmmm I will begin by stating that the service I've received via email has been OUTSTANDING to say the least. As for their transaction speed once the advance was requested and approved I can honestly state FANTASTIC to say the least. Was I skeptical? Absolutely Would I recommend to my mates who may need a short term, sensible and affordable method of doing such advances on their pay? Absolutely, already have 💪 To end my review I would like to thank "Ashley" who has been incredibly helpful when I required questions and solutions paid attention to. And to Dave as a whole because this service is definitely appreciated. Sincerely, Jason M Griffin
While this application does have it's issues, they are few & far between. It's been a true lifesaver. Whenever I've have had issues, I just email their customer service. They always answer within 24hrs, they are always friendly & always fix my problem right away. My latest customer service rep Alex was fantastic! Highly recommend this application if you need a little Payday loan to obtain you through!!
This is a amazing app. They only charge to loan you cash if you need it right away, and it's under 5 bucks. They request hint to plant trees for the service. Sometimes there's a delay but that usually has something to do with the current health of my bank account. I like that it won't take advantage of your poor luck
Dave doesn't look more than 2 weeks back into your transaction history and therefore does not accurately predict spending or track finances. It doesn't communicate well enough with your bank acc to actually be useful. You can just look at your bank acc online to obtain better information. Also the payday advance function doesn't work because if your paychecks are even a penny various from each other Dave thinks that you have inconsistent pay. It's just not intelligent enough to be useful.
This is an awesome application for people that need a small help. While the amount you pay back is slightly more than what you borrowed, it isn't that much. It's manageable. The only think I noticed is that it might take a bit longer than expected to leave your bank account. Hold an eye out!!
This Dave application does take a very long time to process your bank acc but after that the cash did sent to your bank in minute. But that's only with express transfer which will charge you with a fee. For free transfering it will take 3 business days. So I would recommend this app.
It was amazing at first but then when I tried to obtain a loan, they tell me no because I have to have 115 in the bank at the time. If I had that much, I would not be trying to obtain a loan. Gave me a $25 loan the first time and I paid it off on time. Then I test to obtain a second loan and obtain told that I need to have 115 in my acc before they can allow me obtain another loan. I understand the reasoning behind them wanting some cash in there before giving out a loan, but I just think that the amount should be a lot lower than 115
I used it more out of curiosity than necessity just to see if it would be as simple as it claimed,and to my amazement, it was! The application gives you three advance amounts to choose from...$25,$50 or $75 I went with the max just to see. I answered a few [email protected]#$%! submit and a moment later I got a text telling me my cash is on the way! The one thing I don't really like to much is that you have to link it to your acc directly but other than that I think it's great!
That application is amazing but watch because they add a hint to your repayment sometimes. For me I know I did not leave a hint this time and 10% hint was taken out of my acc and they said I left a hint and I need to check my amount before I submit. My amount did not present a tip. Oh and they can't give it back cause some of it goes to trees. So just becareful
I do love the idea of Dave, but it is not as easy as it seems. First, they won't lend me the cash and the reason why is vaguely explained. But that is not the main issue. The issue is they hold charging me 1$ a month since I signed in, there is no method to opt out in the application so here I am giving them 1$ a month for a service I can't use
I have used the application multiple times to obtain advances, i am usually paid on the first but if the 1st is on a weekend im paid the latest day before the first. I hold having this problem where it needs to verify my income and wont allow me obtain an advance even though ive used the application 3 times now for an advance. I dont understand. I will not change my review until this is resolved and i can obtain an advance. Contacted help and got nothing.
The first time that I used this app, it worked well. After that, it has been terrible. It has given me erroneous error messages one week. The next, it says it can't verify my income. If I've already gotten a loan, why all of a sudden can it not verify? Anyway, it would have been a super dope application if not for the very unreliable system.
I haven't really used the application yet, but I was testing the advance process. Instead of being able to input my birth date manually, I have to scroll back one month at a time... I'm 44... that's a LOT of scrolling. It would be nice to have another method to input that information
This application has never been accurate with my bank acc information. Now I can't pull out a loan because it tells me I need a $115 cushion for 2 months! Excuse me!? Sorry I use your application to support pay for gas from paycheck to paycheck. I have always paid the loan on time. I can't have $115 in my acc for 2 months because I don't create that kind of money. As soon as my paycheck hits...its gone. So if your anything like me, I don't suggest this app. Go use Earnin instead
Very easy and swift! I had cash within minutes after applying. Thank you for holding me over until next pay day! Edit... the forecast is method off and never correct and I've only been able to obtain the loan one time. The forecast always predict that I will be negative and I'm never negative. About time it clears the week has passed and I keep the next check. So it no longer usefull.
Lags in response times. There's not an actual customer service option through the app, you have to Google and search their email. The money advance is fast once you obtain approved. The loan interest rate or pay back amount is $14 plus whatever you borrowed, Which is high but I guess if you need it.
It took a very long time to obtain my paychecks in order. It was deducting a dollar for several months even though i couldn't use the service. It finally worked in March...hopefully I can continue to use it...but then still had problems because it never posted to my acc after i choose the 3business day option. Customer service was very helpful though.
*UPDATE* After contacting support, there was an error with the application reading my bank info. They restart it for me and all works well now. Perfect customer service squad and this is a amazing application to use if you ever catch yourself in a bind. Thanks for help!!!
This application is complete trash. I obtain text saying I can obtain an advance then when I test it says I have to wait 10 days before my next paycheck. Plus it's predicting that my acc will be overdrawn based on my previous purchase, when I've never had my acc overdrawn. Not to mention the $1 charge. This is straight up trash
UPDATE: The application has certainly went down hill since I've first used it. Was able to obtain my first loan, and was amazing about paying them back. Now I can't obtain a loan, hold getting system error when I place in my info. And now it says they need to see a cushion of $115. Didn't say that when I used the application the first time. I'm disappointed between the problems especially when I need a loan badly
After reading the reviews i assumed it would be a amazing application and very helpful in my current situation but it wont even allow me make an acc because it says my online banking credentials are incorrect. I have tried several times to no avail.
Wasn't a huge fan at first. I do use it a lot but still not a huge fan of how long it takes. Says it should take no more than 8 hours and I haven't had it take any less than 12 hours or so and a couple times it's taken more than 24 using the Express option.
Application does not auto play correctly. At least not consistently. For example after completing hours 1-3 for Mon, 9/17 I listened to Tuesday 9/18 and after each hour it played the next hour properly of the same day. However, once hour 3 ended instead of starting hour 1 of Wednesday, 9/19 it started playing hour 1 of Monday, 9/17 which had already been completed. If I didn't primarily listen to these episodes while driving I wouldn't mind this inconvenience.
Fresh updated doesn't let for downloading individual days. Frustrating. updated- you can download individual hours by swiping left on each hour of that day. The application doesn't answer well to the left swipe, and it was much easier to download each individual day before the update. Still frustrating.
Stops playing every 5 mins or so, for no reason. I like using the Dave Ramsey application because it is updated more often than the Google Play app, but Google never crashes and works perfectly. Frustrating. The developer's first baby step should be to fix this application once and for all.