Qapital - Saving, Checking & Money Management Reviews & Opinions
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Best finance application I've ever installed! Tried their free ver first and turned out I fell in love with their application and went full ver 🤑 this application really helps me manage my transaction in every bank accounts I have and I can even use it alongside with my husband in one account. The only drawbacks is that sometimes syncing is a bit slow so I must sync it couple of times until the transactions are balanced.
I have not had this application long enuff to really rate. But so far hits seems to be turning into a well written app. Their are some things I [email protected]#$%! did from start. On most finance software you place in your banking info. This application starts with transactions. Does not list accounting stats as I would like. I will come back and rate this application with more information when I am more acquainted with the program.
That application looked excellent at first sight and I bought premium ver immediately. I don't like that the categories are not global, you need to set them separately and it is very confusing, not only at the beginning. When you add fresh expense, you first select the category and then the wallet, which doesn't create sense if the categories are assigned to a specific wallet. But even when you make the same category for each wallet, they are treated separately in the overview... Edit: zone and category find don't work anymore
Cash transfer currently doesn't work. There have been some usability bugs recently. This is a amazing application to track expenses and cash flow. I like that it syncs across devices and there's an application for Android, Apple and Windows. Though I would like to see some things in the future; for example syncing recurring transactions across all devices and being able to set a budget for all wallets. Also, some settings should be remembered by device, like the notification to add everyday expenses. I'd like that on my phone only not on the iPad and laptop too. I search it premium ver worth it.
Why the hell do you still need to add fresh categories to each wallet manually??? So tedious and annoying. I'm gonna stop using this application until you guys fix this. It's so stupid that fresh category added doesn't present in all wallet. Wasting my cash paying premium for this junk.
well... I just have to write this because the recent modernize (July 3rd) removes the already not working zone feature. I don't even bother to write when the application zone feature broke previously, believing the developer would realize & fix it soon but what did they do? the recent update pushed silently, no changelog, no description in play store.. nothing.. please bring zone feature back!
It keeps giving me alerts for budgets that haven't started yet. Also it gives me random alerts in poor English ("There is only $n to spend on . Remember it when take cash out of your pocket.") where $n is a weird amount that greatly exceeds my budget. I would have appreciated alerts but these are just useless.
Used to love this app. But with every modernize you guys push is just making it worst. The zone function wasn't functioning before and now you completely removed it. Please fix it. I'm considering unsubscribing to the service if this continues
It's been 3 years since I started using this app. It support me a lot with my finance. It kept me aware of my total money. What I like in this application is I have a history of all of my transactions that I can look back. I have upgraded it to Premium and I don't regret it.
After the recent modernize it didn't recognize my subscription and didn't sync my bank accounts. After trying several times there was no luck. I simply unsubscribed my monthly plan. Satisfied that I was paying monthly and didn't put too a lot of information in.
Really Love this application because of the UI design. Just one comment. I was adding my expenses from the previous months. Right after adding a fresh transaction it keeps going back to the current dat. Hopefully there is method where when we add a transaction after saving it. It still stay ls om the same date to be able to add more transactions continously with required to swipe back to that date.
Awesome! One of the best apps to support you manage your finances... I really love it and highly recommend it! It has a nice & easy interface and also very organized, so much easier to use. I also really appreciated that it doesn't have annoying ads, at least for the free ver which I'm currently using. Thanks! 😍😘
Used to love this a lot, but now there's always issues after every update. Most latest one now - can't detect location, doesn't auto select wallet, doesnt remember repeated or frequent transactions, became a hassle to allow in each and every transaction. Lucky i never bought premium. Might have to search a fresh and better app.
Before you roll out updates/new features, can you ensure enough testing was done? There are always bugs and errors with your app, endless annoyance! I had missing money balance, wasted my time and energy to reconcile, only to conclude it was the application problem. Now the recurring transaction suddenly just do not recur. I am an avid user of your application for years. Seriously i lost count of how much i had to deal with all these bugs and errors.
I'm sorry to say it but this application is not improving at all, it's becoming worst and worst... Features are being removed and bugs after bugs hold coming. The zone was very useful, but they've decided to obtain rid of it, disappointed!
Very complex application with lots of functionality. I only want that it could sync reoccurring transactions at least for premium users. Also having the addons integrated in the application instead of installing separate apps would be great.
Spent for the paid ver and I think it's worth it. Best financial tracker I've used and it shows. I've stuck with it for almost 3 years. It's simple, intuitive, and isn't annoying. I suggest you test out the free version and decide if the extras are worth it for you.
The UI is quite good, but there are several things I would like to manage differently, like lend cash from one wallet and recieve it in a various one, as such things happen a lot. If these functionalities are added, the app would be a lot better for me.
Decent app, but not perfect. Savings is a amazing feature. Budgets for all wallets cannot be created, which makes no sense to me. Related categories of expenses from various wallets are not consolidated in the reports. Interface is boring; Spendee is easier to use, but has fewer features for free
Very disappointed. Signed upto premium ver after using the free trial for a day or so. At the beginning thought it was quite good. However, the main reason I signed upto premium was so that I could download my bank acc (of which they list that their application works with) with all the associated accounts within one login. The system fails because it can only download one bank acc within one login. I have more than one and is therefore not fit for purpose. Therefore asked for a refund this was declined. You should be more transparent with the flaws in your app. If you only have one acc Im sure the application will be fine, if you have more than one acount in one bank this wont work, you should go somewhere else..... I have.
I use the application on the phone, smartphone and laptop and I syn them everyday. I love the application and it hold track of cash both inflow and outflow. My job needs me to hold track of cash flows a lot of times a day (Petty Income and purchase for jobs). The export function allows me to track my business Income and expenditure on Excel for Tax reporting. Cash Lover save me alot of time and effort to obtain my finance organised fuss free.
The only complaint is that the transactions are delayed in showing up in the application as compared to the MACU mobile app. Otherwise, I love this app! It is extremely helpful and simple to use. It has all the options and fun colors I need/want to support me visualize and manage my budget.
I [email protected]#$%! would only present me categories that I've explicitly made a budget for, when I go to categorize a transaction. Also, after the initial excitement over the bubble view wore off, I found myself annoyed that it takes too much effort to search the info I'm looking for regarding specific budget balances. I want I could have a progress bar for each budget in a easy list view. Also not a huge fan of the main dashboard page. Otherwise, the application is quite nice, and pleasant to use.
Perfect financial planning tool to toe all of your accounts in and outside of MACU. I've got mine and my wife's loans tied to it, our retirement investments, and our savings and checking. You can easily see how your budgets are tracking and see where you need to stop spending.
This is literally the best cash management tool. Being able to seein full picture your financial status is super helpful. I've never felt in control of my finances until I started utilizing this app. If you are willing to take a few hours and maybe a few shots to your pride its a hundred percent worth it. HIGHLY recommended.
Linked my MACU savings, checking, and credit card accounts with my 401k, Smith Barney investment accounts, my mutual funds, and my capitol one credit card. I Love being able to review all my assets in seconds. -Easy to use -accurate info. -many extra benificial features that support me to see the huge picture with my finances in a method that makes it a excellent tool that will best manage all my cash and assets
The transfer of transactions from the credit union is sometimes delayed a day or two which can cause you to obtain a false idea about how much you have spent, and sometimes the updates can be a small annoying because of the method it changes the method you have to add or change information, but otherwise I have no complaints.
Helps me to hold an eye on what I spend with my card, so that I can have cash for bills, savings, and leisure without the stress of not knowing what I spent cash on at the end of the month. The budget feature allows me to see exactly how much I'm spending and on what, so I know when to wait and when to splurge. 👍
This is a amazing application for tracking finances. In the short time that we have been with Mountain America, we have been able to place away more cash than we have in the past with another financial institution. Thank you Mountain America for carrying for your customers. Amazing App!!!
Amazing interface making it so simple to hold track of my finances. I love how the categorization is so intelligent. It automatically classifies my spending correctly! Also love the monthly reports. Amazing method for me to go into each bucket and the anomalies. Had a issue connecting one of my banks and help was so prompt and helpful!
I'm very happy as it has given me the most for the least required. I bought the pro [email protected]#$%!2.50 is not a huge deal. However, I am hoping for the addition of statistical review for the year and (most importantly) a better method to budget - assign specific amounts to each category in addition to setting an overall amount for the monthly budget. Most apps do this but don't have all the other amazing things as Monefy. I would really love the addition of this feature!
I'm using Pro version. Please fix: low rate to be <0. Or use single source of Currency rate, rather than inputting rates in both currency. Please add: 1. Budgeting for category 2. Pay one time for all devices. 3. Recurring transaction 4. Add more icons please
Amazing app. Intuitive and simple to use. Love the premium version. I've been using this application as pro for 4 months now and it really helps me hold an eye on my finances. Could use a graphing function in Pro at least, where you can select a period of time and see a comparison of all expenses. Heartful recommendation from me!