Voya Retire Reviews & Opinions
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I can look at balances and reallocate, but research is in the form of a graph (? Why) or a fund sheet showing the results based thru latest quarter. I wish to see YTD, 1 yr, 3yr, etc in true time, the application does not seem to be able to do this...reallocating cash based thru the latest quarter is not helpful to me.
Being limited to only one device is frustrating. It was definitely much better before the verification code was place on place. There is no method for me to have my phone and computer together at the same time to obtain the code in my line of work so its difficult to create changes and gain access. Please add a secondary recovery option.
Galaxy s7edge: One thing I really hate is that it has a 'remember me' option but even when checked it still has you enter your password everytime. I would prefer if u can remeber password too bc I've had to restart it every time I log in because it says it's incorrect and I have to call to restart every time. Solution have it remember passwords or introduce fingerprint scan to obtain into the app. (<----- amazing addition). Add those features and I will happily go back and rerate.
Even though I hit "save" everytime, it will not save salary info, so i have to retype it every session. Also it is currently not changing the calculations when you check "include social security". I would ask for the option of various levels of SS such as 1/4, 1/2, 3/4, or full SS benefits. Just allow me type it in myself if it is too much trouble. Seems like some fairly primary items to be missing/not functioning for a retirement calculator...at least it shows the balance of the account.
I am a woman in my mid-thirties who hasn't saved nearly enough for retirement, given my age. I figured based on the title that this book would be aimed at people in their late 40s or 50s, but I thought the hints in it might still be useful to me now. They weren't. Actually the book is really aimed at someone in their 60s or older who hasn't saved enough to be able to quit their job. I understand that there's no magic secret to just create more cash appear, but the title of the book suggests that the book will support you figure out how to retire. In fact, the book is essentially a pep talk trying to create you feel better about the fact that you will have to work in some form or another probably for the rest of your life. It has exercises to support you think about what makes you satisfied and has you come up with sort of consulting business or other "gig" work to support you create it through "retirement." This is supposed to free you up from your current full time job to support you feel like you've retired, when frankly you haven't. If that's the sort of tip you're looking for, then this is the book for you. The issue with the book, in my opinion, is not that it isn't a amazing book or well written. The issue is the book doesn't deliver on the promise of the title. I received this product at a discounted rate in exchange for my honest and unbiased review.
Amazing content and simple eresting approaches to determine your private situation.But the way attributed to Ben Franklin is a lot older than Franklin's time. The 2 column pro-con analysis was first documented by Ignatius of Loyola around 1521.
The Retirement Rescue Plan is a very interesting and simple to read book. It tells you things you need to consider if you are planning on retiring. The book gives a lot of ideas on "how to be comfortable" when you retire. I would recommend this book if you need some support getting started on your retirement. I received this book at a discount for my honest & unbiased opinion.
I have been reading a lot of books to support me plan for a successful early retirement and this is above par when it comes to the a lot of books out there. Worth a Read!
Is this a tutorial for how to retire without enough funds to sustain you? No. Is this a well thought out set of things to consider regarding retirement? Absolutely. She gives info on how to search out what to expect from Social Security and any retirement funds you might have, discusses how most experts suggest you withdraw funds, lists ideas on how to lower cost of living by downsizing and rethinking priorities and gives amazing meal for thought regarding how to feel fulfilled when you are no longer working 9-5.I’m around 3 years away. I have already done the “what will it cost” versus “how much will I have” lists. I thought I had the topic beautiful well covered. I found through this book a whole bunch of things I hadn’t even considered. I recommend this book for anyone who is close – or even already there – to obtain you thinking about different aspects of retirement. I received this product at a discounted rate in exchange for my honest and unbiased review – which this is.
This is the best, most thorough book ever written on retirement. It is based solidly on academic data, not just someone's opinion like so a lot of related books are. It is indispensable for anyone in retirement or contemplating retirement. It gives you plenty of questions to ask your financial advisor. If you don't have a financial advisor it gives you plenty of questions to ask that will tell you if he pr she is truly informed enough to give you tip about your financial future.
Another amazing book from one of the leading researchers and practitioners in the field of FinancialPlanning. The book is filled with simple to follow interpretation of academic papers and other research that delve into sustainable withdrawal rates. I would highly recommend this book to financial planners that wish to support their clients structure retirement income plans.
Mr Pfau really knows his items when it comes to detailed and comprehensive financial and retirement planning.His book is a amazing source for someone who wants to drill down into the analytics behind safe withdrawal rates and asset allocation. This will be a classic in years to come.
This is an perfect summary of the current thinking regarding retirement spending. Not being a financial planner I was prepared to be out of my depth but the author is able to convey complex concepts in an understandable method so that even if the finer or more technical points elude you; nonetheless, you come away with a high level understanding of the ing close to retirement and having to manage a defined contribution retirement fund, like a lot of others these days, this book is a much welcome study and gives the retiree confidence that they can conceive and execute their retirement plan, either on their own or in concert with a financial planner. The concepts described in the book cover a wide scope of both academic research and proven examples.Take your time with the reading and slowly absorb the concepts to see what it right for you. It will be time well spent.
As queer as mice in a cage. Ladies in Retirement is directed by Charles Vidor and adapted to screenplay by Garrett Ford from the Reginald Denham and Edward Percy play of the same name. It stars Ida Lupino, Louis Hayward, Evelyn Keyes, Elsa Lanchester, Edith Barrett and Isobel Elsom. Melody is by Ernst Toch and cinematography by George Barnes. A housekeeper takes drastic action when the head of the household insists that her two batty sisters be evicted the next day… Willow, @#$%Willow, @#$%Willow. Hee, the title conjures up photos of some batty biddy comedy set in a retirement home, but the truth is that Vidor's film is far from it, even if does have a purposely quaint whiff of eccentric based comedy at times. Based on a real story from the 1880's and created into a famous play in 1940; with Flora Robson in the lead role, it's a story that features insanity, murder and blackmail, all deftly performed within an isolated house out in the misty marsh lands. With George Barne's black and white photography suitably cold and Vidor leaving some indelible images, it's a tip-top production without fuss and filler. Cast perform well, especially Lupino and Lanchester, and although it's inevitably scene bound and features long passages of dialogue, the eerie mood and potent thematics don't suffer or obtain lost in the mix. It was remade as The Angry Room in 1968 with Stella Stevens slotting into the lead shoes. The hook here is that sane people can do insane things if pushed into a corner, and this notion holds the movie upright. Yes it could have been more sinister and daring, but there's ample here for the Gothic/thriller crowd to gorge on. 7.5/10
Rather bare bones. The appshows a balance and your target. A fast list of actions NOT supported are: - Viewing balances by fund - Placing fund transactions - Accessing any documents, forms or notices - Participant Service Center contact information is no where to be found - The application does not remember a user's name or password - The application does not help PIN login as most financial apps do - Help the viewing of quarterly statements without the need for a 3rd party PDF viewer. With updates the application could be good.
I see where another reviewer panned the primary ver as nothing more than an advertisement for the pro version. I strongly disagree. This is a gem of a program and a excellent onramp for getting one's head into retirement planning. Of course once your curiosity kicks in you're likely to wish a calculator with more flexibility. I've not experienced the problem with slider being over sensitive and opening the input dialog box, but maybe it's more sensitive on various phones. Also, there are three various output values (so not the single number reported by another reviewer).
The mastermind behind the app, Darrow Kirkpatrick, is one of the most practical, sensible thinkers for info on retirement. I've benefited immensely from his book and his blog with my own early retirement. After using the app, I can tell the same characteristic thoughtfulness was applied to the formulas and user interface. I found it very intuitive and helpful. This free ver has enough of the basic variables to give me a amazing idea of various retirement scenarios. As Darrow would tell you, there is ZERO method to absolutely predict with certainty how your investment portfolio will do for the rest of your life in retirement. But a tool like this is very helpful to try the outer boundaries of what might be possible in your situation. I'm really satisfied this application has been created, and I can't wait to tell others about it.
Darrow obviously know his items around retirement calculators and for me the free ver rally adds a nice mobile application that you can use to model various retirement scenarios. It allow me know I have a ways to go, there but simple to see how I can obtain there faster. This is simple you use but has some serious engine under the hood with software support from the makers of Pralana Gold. I can see outgrowing the free version, but may be switching to anbIpjlhone
If you wish an simple to use tool and that will let you to assess or modernize your progress towards retirement, then this is it. If you're familiar with Private Capital's retirement tool but don't wish the sales phone calls and emails that comes with a PC account, then this application is for you. Knowing Darrow Kirkpatrick's "Can I Retire Yet" blog and book well, the math and algorithms behind this application are probably far better than PC's calculator. Darrow created a name for himself in the Financial Independence zone analyzing and rating other individual retirement calculators. He fortunately took the knowledge he'd built up over the years and made an simple to use program that we all can benefit from. If you know what your bank and investment account's roughly hold, then you could easily input your data in less than 3 mins and have a rough retirement calculation spit out. How simple is that?
Outstanding retirement calculator from the person who knows more about the topic than anyone else. The "Can I Retire Yet" blog is a unbelievable websites on the subject. The author's critical analysis of previous online retirement calculators (dozens of them) obviously went to amazing use in designing and writing this app. The blog also goes into detail about how the author cross- and double-checked the app's underlying code so the final numbers would be as accurate as possible. As always with finances, amazing results depend on amazing data from the user. Create sure you go through the input screens carefully, and understand your own financial situation well, before using the results to create any decisions. Final note: although this is available outside the US (thanks, Darrow!), the calculations are beautiful specific to Americans: social security, taxes, IRAs, etc.
The best book I have read about retirement and investing. The author does a amazing job explaining topics. As someone who does not wish to work until her 80s Bc she can’t afford to retire, setting my family up early for retirement is a huge goal. This book is a amazing tool in guiding my family towards that goal. I have recommended this book to coworkers and mates and would recommend it to everyone if your goal is to retire comfortably.
This book is a very useful tool to support you successfully tackle saving for retirement. It’s simple to understand and follow along. I think people can be easily overwhelmed planning their retirement and wonder how and if they can do it by the time they’re ready to retire. This book puts that fear to rest and walks you through what to think about first and how to obtain started.
Planning for a secure future can be a daunting task and there are no shortage of investment options to choose from. This book breaks down the a lot of options facing investors and offers digestible guidance for those in need. If your considering how to plan for your retirement but don't know where to start, I strongly recommend reading this book.
As a fresh mom and pharmacists, retirement always is something I look fondly towards. It had a lot of hints and tricks on steps to do now to ensure a financially secure future. Amazing charts and illustrations and also an simple read. I would highly recommend this for anyone- no matter your level of understanding when it comes to retirement.Looking forward to future publications!
Amazing book on planning for retirement. Unlike others on this topic, Rails of Steel is relatable, and a very simple read. The author does a amazing job of prefacing each topic, describing the potential issues that can lie ahead, and then how you can avoid these pitfalls with proper planning and guidance. This book will certainly be helpful for anyone who would like to have fun a stress free, relaxing, and full retirement.
I’m an “analytics guy” by trade, so I’m usually not much impressed by the assortment of easily available financial calculators. However I found the Can I Retire Yet – Pro calculator to be enormously compelling. My wife compared my obsessive focus to that of a texting-crazed teenager. This high-fidelity financial modeling tool allowed me to make complex real-world scenarios that precisely fit my private circumstance. But what created it really captivating was that as soon as I was able to model a particular segment of the retirement puzzle, some fresh insight would surface and direct my curiosity towards solving some intriguing fresh question that had occurred to me. Time after time the calculator proved it had the capability to accommodate the “what-if” scenarios and precision tweaking I wanted to explore. As is real for any app, there are always wish-list stuff that could create the application easier to use. I have no doubt that the future releases will continue to improve accessibility to the obvious power of the underlying modeling engine. Although I look forward to those enhancements with amazing anticipation, I don’t need to wait for them. I still have lots of fresh questions to model and expect that the current release will continue to provide fresh insights. This is the tool I’ve been waiting for – and like I said, I’m a numbers guy!
Amazing quick read. Dr. Fawcett has done his research and speaks from experience. The little investment in purchasing this book will yield dividends for years to come. Every medical student and resident must read this book if they wish any possibility at succeeding yet alone surviving Medicine. Likewise a lot of physicians spend a fraction of their time memorizing treatment regimes for their patients and ignore their own grave condition, their financial health. I remember reading the Million Next Door and loved the examples and science behind the book. This book highlights a lot of of the same principle but also gives actionable tip to the reader. I absolutely love seeing physicians thrive outside of Medicine since it give me hope too! Bravo, kept them coming.
This is a concise and informative tutorial to specialists considering retirement/transition. For those who love their work it is an academic counterbalance to those of us whose "I want....." center in the brain is too easily stimulated by clever and sophisticated advertisements. This is an simple read that may change your attitudes and/or approach to your life's work. After reading this, each of my sons received a copy.
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Im not sure which is worse, the application or the actual website. Both are riddled with design flaws that generate easily fixed errors. It makes you wonder about an investment company that cant even invest in a proper software engineer. Hopefully one day I will create ot through an entire session without bieng logged out thru computing error.
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This application sucks. Takes me to the screen about disclosure and when you click on it, it says "System Failure, your acc is temporary unavailable, it should be available again shortly. We apologize for the inconvenience" please fix this.
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Go ahead and just FORGET enrolling for the online acc and app. You are gonna obtain some of the asinine security questions that you've ever heard. And if you obtain one wrong then you can't enroll. You have to wait for them to mail you a PIN number. Not user-friendly even in the slightest. Most ridiculous security question you'll ever get. Please fix the unnecessary BS.
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