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    The Budgeting Habit: How to Make a Budget and Stick to It! (Develop Good Habits Book 2) [Book]  2018-7-12 18:1

    As a person who is actively attacking his debt, I found this book to be refreshingly reinforcing. The authors give a lot of helpful suggestions as to how one can go about the pursuit of reducing debt, or even being debt free. For me though, it is all about remembering that it is my debt and that the only method to remove it is by my actions going forward. Reading this book was one of the steps taken to support increase my self discipline and was well worth reading for that reason.

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    The Budgeting Habit: How to Make a Budget and Stick to It! (Develop Good Habits Book 2) [Book]  2018-7-12 18:1

    What's cool about this book is that it makes things easy, first step is always hardest. They also give additional sheets to run your own numbers and work out your situation. Obtain it while it's on sale , even at a higher price worth it for the practical exercises. Appreciated the lack of fluff, just includes what you would need to obtain started on budgeting.

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    The Budgeting Habit: How to Make a Budget and Stick to It! (Develop Good Habits Book 2) [Book]  2018-7-12 18:1

    If you wish to finally obtain keep of your finances and are willing to take sound tip in actionable steps, this book will support you do exactly that. Steve and Rebecca provide the tools you will need to obtain started and, more importantly, to obtain through that middle slog where it feels easier to quit than to continue. I firmly believe that habits are the flywheel of life, carrying you toward the goal when it just feels too hard. Turning vague desires into strong habits is Steve Scott’s life passion. He and coauthor Rebecca Livermore have turned that expertise loose on the second slipperiest zone in most people’s lives and blazed a path to success. You have to do the work, but each step will give you more confidence to move on. Even falling off the wagon is a learning opportunity on the method forward. I read a pre-release copy with some annoying proofing issues, but the practical actionable content created it simple to look past the problems for the value underneath. By the time you read this, they should have been fixed.Michael K.

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    The Budgeting Habit: How to Make a Budget and Stick to It! (Develop Good Habits Book 2) [Book]  2018-7-12 18:1

    Making Budgeting A Key Life Practice!Rebecca and Steve do an outstanding job clarifying what is meant by a budget and explaining how to create budgeting a core financial habit and lifelong practice. The book is targeted at private and family budgets, but a lot of of the concepts and techniques could be applied to little businesses or community projects. It is also a amazing bonus for those starting to manage life on their e Budgeting Habit starts with helping us respond the questions: “why bother with a budget? And what’s in it for me?” and follows with sections on successful budgeting tactics and key budgeting concepts, techniques and best practices. The authors propose using the You Need A Budget program framework for creating budget categories and capturing actual expenses.YNAB’s budgeting tactic is built on three rules designed to support you live within your means, obtain out of debt, save cash and stop living paycheck to paycheck:• Rule #1: Give every dollar a job — Every dollar in your budget should be allocated to a certain purpose.• Rule #2: Embrace your real expenses — Smooth out your budget and reduce stress by continually allocating cash each month to all your expenses, including insurance premiums, birthday expenses, and vacations.• Rule #3: Roll with the punches — Anticipate and adjust for overspending in certain categories in some months and stay on track with your long-term goals.I must admit that as I read through the initial sections of the book I was thinking “well this is fine and nice if you live by yourself and have regular paycheck, but what about true life!” The authors were listening and the latest part of the book focuses on suggestions for dealing with situations that create budgeting a bit more complicated, including budgeting with other family members, dealing with a variable commission income and managing unexpected e Budgeting Habit is a amazing method to obtain started building a budgeting habit and making financial management a key life practice. The “reflection questions” and “your action plan” sections at the end of each chapter are amazing tools for helping your family or community group obtain on the same page and sort through various approaches and opinions on budgeting and managing your finances.

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    The Budgeting Habit: How to Make a Budget and Stick to It! (Develop Good Habits Book 2) [Book]  2018-7-12 18:1

    This book contains the missing piece of budgeting: making it a habit. The reflection questions and action plan are what makes this even more useful!

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    The Budgeting Habit: How to Make a Budget and Stick to It! (Develop Good Habits Book 2) [Book]  2018-7-12 18:1

    I was given an advanced copy of this book to read and review, but allow me say, this is a GREAT book for the budget newbie to support give them the tools important to begin a budget. It’s also a GREAT book for those of us trying be better at budgeting, especially those of us who have those poor periods when unexpected expenses (, tax bills, furnace break downs, vehicle repairs, etc.) come along. . .and they ALWAYS come along.Excellent book, and should be in everyone’s collection.

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    The Budgeting Habit: How to Make a Budget and Stick to It! (Develop Good Habits Book 2) [Book]  2018-7-12 18:1

    The authors have written a lot of books I've loved and rated 5 stars. In comparison with their other kindle books, this budget treatment as a 'book' was underwhelming. I would rate the book a 3, lower than I'd like. Not because it was short. Short but complete would very good. Not because of a few repetitive grammar slips. Even if this was rushed a bit from voice software to publication, that would be a silly reason to dock stars. I would rate it a 3 because of the incomplete feeling of the stories, the absence of motivating experiences directly conected with bugeting success. A lot of or most of us know budgeting is a 'better thing' to do, and the bare bones stories in here could be fleshed out, bugeting scenarios, demonstration visuals, and aids for common pitfalls and slips could have been added. I think these things would have improved the motivational ever, I love what I learned elsewhere about the YNAB program, and including checklists and action steps for nesting the YNAB spreadsheets within a stack or system of habits, available as printout reminders, is a unbelievable thing.And there are a lot of amazing reflection questions included, so a reader willing to do the private journaling work, can profit from one or two insights far more, in terms of cash value, than the mere cost of the booklet. I certainly did. The sentence that treated saving $1 repeatedly as a valid savings tactic vs putting away $100s at one go, shifted my savings paradigm and may change my life. That's what self support books are supposed to do, so that alone is worth 5 is book may not be as enjoyable, as motivating a tool as I would wish, but it includes a thoughtful program worth trying. I did recieve a free copy for review, and I will work through the program. I do feel that all the necessary concepts were at least touched on, and given a supporting link for more info. In the end, I do recommend this book, because I think it works, if we work it.

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    The Budgeting Habit: How to Make a Budget and Stick to It! (Develop Good Habits Book 2) [Book]  2018-7-12 18:1

    This is a amazing book for budgeting tips. My reason for the four-star rating is that this book does not teach paper budgeting. Instead, it teaches use of You Need a Budget (YNAB). There are several considerations for how to save cash and how to co-exist in a marriage where one is a saver and the other is a spender. For that reason, I gave the four-star rating. Budgeting through the envelope system seems too difficult on direct deposit, but some way of paper budgeting seems better for those not willing to pay for YNAB. The book was written well and was entertaining.

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    The Budgeting Habit: How to Make a Budget and Stick to It! (Develop Good Habits Book 2) [Book]  2018-7-12 18:1

    This book is simple to read and understand to place saving, investing, and paying off debt into a workable guide. One can begin now to reap benefits, while still finding ways to have fun life!

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    The Budgeting Habit: How to Make a Budget and Stick to It! (Develop Good Habits Book 2) [Book]  2018-7-12 18:1

    Steve does it again. He created a amazing short simple to understand budgeting book. I am always so happy with the content he puts out. Thanks so much for all you do.

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    How To Travel On A Budget: 52 Budget Travel Tips []  2020-1-18 0:2

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    How To Travel On A Budget: 52 Budget Travel Tips []  2020-1-18 0:2

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    How To Travel On A Budget: 52 Budget Travel Tips []  2020-1-18 0:2

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    How To Travel On A Budget: 52 Budget Travel Tips []  2020-1-18 0:2

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    How To Travel On A Budget: 52 Budget Travel Tips []  2020-1-18 0:2

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    My Guide To Globetrotting On A Budget []  2020-12-28 21:0

    Let’s be honest, most of us have seen some beautiful wonderful pictures on social media of gorgeous travel destinations and mind-blowing vacations. Every time I do, I wonder, “how on earth do people afford this?” This book actually TEACHES you how to do it! I’ve personally saved thousands of dollars by following the hints and tricks in this book. I recommend this book for those who wish to experience once-in-a-lifetime-trips MORE than once in your lifetime...all while making it work on a budget! What’s not to love?

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    My Guide To Globetrotting On A Budget []  2020-12-28 21:0

    Amazing tutorial on traveling on a budget! With Andrea’s enthusiasm and her travel experience she provides a wealth of info on amazing ways to obtain awesome deals on flights, hotels and tours. It has me ready to plan a much bigger trip than we originally were going to take!

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    My Guide To Globetrotting On A Budget []  2020-12-28 21:0

    This book inspires and helps people to live out their dreams! I easily learned how to travel at a very low cost to dream destinations

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    My Guide To Globetrotting On A Budget []  2020-12-28 21:0

    Love Andrea's passion for travel hacking. Her advise got me a round trip flight to Italy for 200$!!

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    My Guide To Globetrotting On A Budget []  2020-12-28 21:0

    A well-written tutorial to traveling on a budget. I bought the travel tutorial along with the journal and have already started working on my next trip which looks to be much more affordable than I originally thought!

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    My Guide To Globetrotting On A Budget []  2020-12-28 21:0

    This charming book is a wealth of knowledge. I am excited to use what I've learned to enhance my travels! If you are like me and have champagne taste on a beer budget it's a must read!

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    The Cozy Christmas Movie Cookbook: Mouthwatering Food to Enjoy During Your Favorite Holiday Films []  2020-9-24 21:35

    I loved this! Amazing recipes to remind you of your favorite Hallmark Christmas movies!I loved the amazing recipes as well!

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    A Christmas Gift of Love and Peace []  2020-1-25 0:5

    Beth is having a difficult time dealing with her husband's death a year ago. Her daughter Leah who was very close to her father is now 11 and has become very mad and withdrawn. Beth is overwhelmed with the responsibility of managing and running the farm. Bi Beiler suggests Joshua, a newcomer to the community to support Beth with the farm work. Leah is very much apposed to Joshua and wants nothing to do with him. But Joshua finds a method to support both Beth and Leah heal and look to the future as a family just in time for Christmas. Another unbelievable book by Sarah Miller. I received an ARC of this book from the author, Sarah Miller, via Bookfunnel and this is my voluntary and honest review.

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    A Child's Christmas in Wales: Gift Edition []  2021-1-7 21:10

    Ever since my 8th-grade Acting Teacher began giving performances of this unbelievable book to his classes at Christmastime, I have loved Dylan Thomas's homey, childlike, and richly embroidered Christmas a cotton kitchen towel over a hot pie, it sits, steaming, with waiting promise of what is within. Take the PLUNGE! And introduce your family to one of the best-beloved Christmas Classics of all time, "A Child's Christmas In Wales"

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    A Child's Christmas in Wales: Gift Edition []  2021-1-7 21:10

    This is one of THE BEST children's books to read during the Christmas/Yuletide holidays. One of the best illustrated editions of this book you might ever find.

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    A Christmas Gift of Love and Peace []  2020-1-25 0:5

    I received an ARC of this book from the author, Sarah Miller, via Bookfunnel and this is my voluntary and honest review. I loved this book of healing for an Amish mother and her daughter after their husband/father dies. The mother, Beth, is sad but the daughter, Leah, who is ten years old is very mad and blames her mother for her dad's death. Bi Amos sends a newcomer, Joshua, to support them with the farm. He is instrumental in bringing love and peace back to the family in time for Christmas. I highly recommend this book.

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    A Child's Christmas in Wales: Gift Edition []  2021-1-7 21:10

    I love this story, as do all my children, who, from their earliest years, have not much struggled with the density of the language nor the scatteredness of the story. 5 of my 8 great-grandparents are from Wales, and the remaining 3 have the blood in them as well, so maybe it is like drinking water for us.:-D Our minds are all scattered, and words, even English words ;-D, fall on us in clumps....which makes it doubly hard to hold a clean house. LOLThe sort of prose-poetry imaginative method of seeing and describing the globe special to Welshwomen and Welshmen and Welshchildren, which does not seek to hold up the pretense that history can be separated from myth, story and desire, and which requires loving with eyes wide begin to [and eventually embracing] one's own and others' bumps, bruises and idiosyncracies included, is extraordinarily well represented here. So, by the way, is speaking and listening to the close and Holy darkness!My favorite ver isthe one illustrated by Trina Schart Hyman. To me she has captured the complexity of the Welsh personality best, though i have nothing to say versus the other illustrators praised in these reviews. I DO have a warning for you: there are some skinny versions flying about which do not have the poem-story complete and correct. This sort of work cannot suffer removal or modification, g

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    A Child's Christmas in Wales: Gift Edition []  2021-1-7 21:10

    This is one of my favorite books ever. There is a sense if time and put and yet it is timeless in Dylan’s observation of family connections. The story is liracally attractive but also powerful and real to the times. I read it over and over. The illustrations perfectly depict a Welsh never strikes me as outdated.

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    A Child's Christmas in Wales: Gift Edition []  2021-1-7 21:10

    This has amazing artwork and for that I give it 4 stars. There is no true story. The author is remembering what they used to give for Christmas, what they used to eat and what he did as a child- threw snow balls, smoked candy cigarettes, etc. There are unintelligible run-on sentence all over the put where you can't guess what he means. It's the author's form of poetic prose but the meaning is lost becuase his references are lost in time. I would not recommend this for a kid or boring a kid with it. That there are people that force kids to listen to it, in the reviews, is horrifying to me. The Letters from Felix books, including Christmas around the world, are far better choices. For an perfect bonus - anything Shel Silverstine is (other than his adult work) are also amazing choices. Stick with _Down where the side walk ends_. There are so a lot of young adult and childrens books that children would enjoy. The how to train your dragon series for children is famous right now.

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    A Child's Christmas in Wales: Gift Edition []  2021-1-7 21:10

    I have already begun my 2012 bonus ping for Christmas. Our family loves watching A Christmas in Wales during the holiday season. I decided to purchase the book for my daughter, who absolutely loves the movie. Amazing writing (Dylan Thomas) unbelievable illustrations... but...the quality of the book binding was terrible. The stitching is poor, the pages aren't straight, and when opening the book, it pulls apart flat. The sort of item you'd expect to search in a clearance rack or outlet marked down because of not good craftsmanship.

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    A Christmas Gift of Love and Peace []  2020-1-25 0:5

    I've enjoyed reading this warm story, A Christmas Bonus of Love and Peace. The author has been very amazing at putting together her story and her characters, they are lost grief, but can light be found in the end?

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    Grandma's Christmas Gift: a short story []  2020-1-26 23:17

    This is a very short story but a well written one. I read it using Prime Lending. There is a life lesson here.

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    A Child's Christmas in Wales: Gift Edition []  2021-1-7 21:9

    For a lot of years I read this aloud to my high school classes on the latest day before Christmas vacation when I found that true work was not productive. Reading Dylan Thomas had the result of mesmerizing them while presenting an opportunity to learn a nice bit of poetry. I used a "bombilating' voice (Mrs. Protheroe's "gong bombilating") and loved reading it aloud; Still do read it aloud to myself1.

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    A Child's Christmas in Wales: Gift Edition []  2021-1-7 21:10

    Beautifully illustrated book. I had planned to give as a bonus but kept it for myself.

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    A Child's Christmas in Wales: Gift Edition []  2021-1-7 21:10

    This is one of the most beautiful, and heartwarming Christmas stories ever written! And you should watch the movie! It will create you laugh and cry over and over again! I search this particular book absolutely attractive -- perfectly illustrated! So glad to have found it!

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    Grandma's Christmas Gift: a short story []  2020-1-26 23:17

    It was short but it's a amazing read. It created me tear up and sniffle. I will be keeping this to read now and then. It makes you feel amazing and offers amazing tip for anyone.

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    A Child's Christmas in Wales: Gift Edition []  2021-1-7 21:10

    I agree this is a unbelievable story. Not as amazing as Capote's "A Christmas Memory", but still a warm rememberance worth reading. My copy was in not good condition. Although not suitable to give as a gift, it is ok to set out during Christmas. The corners on the front cover are worn making the book look used.....which it may be. Or possibly from the method it was just thrown into a box with some other stuff. Merry Christmas

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    I have it on my phone & what I like about it is the extra security you can apply to it. But the one aggravating problem it has is having to update my password because it for whatever reason it doesn't recognize my present password []  2021-2-21 21:2
    [email protected]

    I appreciate the additional security that the application provides with the phone and so much more the application offers. The application needs some fixing & perhaps updating as well. From the thumbs down I've seen in the reviews This Summit Credit Union Customer knows that it's time for the amazing application to be greater. I wish to give much thanks to developers of the cardnav application for doing a amazing job &I know they can do a greater job of tuning it up.

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    Christmas Gifts and Budget [App]  2019-8-5 13:21

    The first thing I learned in life is you can't please everybody. I downloaded this application because I like to hold things simple.❤ this application works unbelievable . if you begin adding too a lot of things like when it's wrapped or when it's shipped, I don't think I would like it. it constantly tells you what you spent on each person so that's enough for budgeting for their gifts. the only thing that I didn't like was my bonus list changes every year so I would like to delete them from the master list if that was possible but otherwise hold up the amazing work! this application is GREAT!❤

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    Christmas Gifts and Budget [App]  2019-8-5 13:21

    Amazing app! Excellent for keeping track of Christmas bonuses and what I'm spending, exactly what I was looking for😁 Thank you!!!!

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    Christmas Gifts and Budget [App]  2019-8-5 13:21

    I'm so much more organized with this app! It's one of the best ones I've downloaded. Definatly recommended!!

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    Christmas Gifts and Budget [App]  2019-8-5 13:21

    Its a amazing application to sort everyone bonuses for the holiday season and set a budget but I want however that you could add birthdays and other holidays as well

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    Christmas Gifts and Budget [App]  2019-8-5 13:21

    Amazing for helping me hold track of Christmas presents and has a lock feature so my son's couldn't see what I had in mind

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    Christmas Gifts and Budget [App]  2019-8-5 13:21

    Love it. If their was a "wrapped" check box, it would be 5 star!

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    Christmas Gifts and Budget [App]  2019-8-5 13:21

    Helps me organize Christmas list and budget. Love how I can re-use people's names every yr.

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    Christmas Gifts and Budget [App]  2019-8-5 13:21

    Really have fun this app, has been so amazing for remembering what bonuses I've bought. Want you could set a budget for individual people not just as a whole but I can see the amount anyway so it's no huge deal!

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