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Please give me a refund: This application is not worth a subscription! I messed up and okie doked myself into joining the first month! It doesnt work half the time on searches, but I paid for unlimited searches. Plus, when it does work I go to find for symbols and they rack up "can't find" results until I have to reload it to obtain to info that is free on a lot of other sites! I can bet that the eleven plus people on here reviewing it didnt PAY FOR IT, LIKE IDIOT ME!
We are in the process of buying our 1st house and this application has come in very handy in tracking our credit repair process. It doesn't mirror 100% what the mortgage company showd us when they ran our credit, but it's fairly accurate within 10-15 points. This is really simple to use and the credit simulator is actually beautiful fun to play with!
Honestly, the Your Score application is changing my life! Being 34 and never having owned a credit card or had any amazing credit home ownership seemed unlikely or too much work. With Credit Karma I have unlimited access to my credit score but Your Score is better. It gives me unlimited access to improve my credit and brings me closer faster to getting my score high enough for a home loan.
Your Score is so very convenient, so DAMN helpful. I love this app. not only does it tell you about 2 credit bureau's but it also gives you an option where it will tell you, your vehicle registration due date and your insurance score and it can support you do your taxes for FREE. Also, it advises on what you need to do to support your credit score and if you have options where other financial institutions might support you consolidate debt. and the best part is ITS FREE and well who doesn't love FREE stuff😊😉 thanks Your Score
I like having 2 of the credit agencies in one place. I don't understand is why my score is various with credit karma than mint which shows it at 633 for Equifax and doesn't present my corrections for the capital one card.. That's a small concerning cause a potential creditor using a various resource may obtain a various score.. Otherwise its amazing and simple to use..
Zero problems actually. Your Score was able to provide me with all 3 credit scores AND a free report. Their identity theft monitoring service seems to work well too. 4/5 for now but I will come back and revise my rating after I've used it for a while.....
Its truely awesome tool! Has helped me fix my credit and helps me hold track. Its an awesome feeling watching your credit score go up. Helps you understand why it goes down a little. Love to pull it out when im shopping for a loan. I can pull out my credit score and obtain the info without them running my credit! Discuss options and create a decision if i wish the loan long before it effects my credit! Its a must have financial tool to hold with you!
I think it is the best free credit score application on the market. That's a crying a lot of the others I was disappointed but then I found your score. They gave me all three scores and the reports from the actual credit bureaus and not some other report that they create up with their own proprietary system. I think this is a amazing choice for people looking to search a free credit score when they are out and about on the go
Your Score is a amazing tool to use in conjunction with other tools it definitely is not a stand alone application that will allow you understand everything.. It doesn't use FICO, it only draws information from one bureau, and it only updates the info every 30 days. It does have amazing info on it that is educational if you are fresh to trying to clean up your credit and raise your score. It also serves as a very helpful tool when needing access to alerts on your Trans Union report easily.
l co-signed for the Ford truck for a granddaughter and she fsllen behind on payments. As a redult my credit scores have dropped and interest rates jave increased. J C Penny closed my acc and Lowes closed my acc l never missed a payment with either anf always created more than the payment amount. l won' t buy anything else from either of them. my visa acct interest rate just increased 5% and that will only create it hardet to pay off.
It works well, I like Your Score! If anyone is anxious about about their credit score, the very first step to take is to utilize Experian's three bureau monitoring. TransUnion comes in second, but they have to be monitored as much as they monitor you; yes, a case of me watching you watching me. That's it, the third bureau isn't worth the time and trouble.
When I started using Your Score my credit score was fair and in 8 months they showed me what I required to do to improve my credit score and now my credit score is amazing and got me a credit card with there support and they support you to hold your credit score amazing by keeping you informed of changes in your score and what caused them and what you need to do to stay on track. and you can check your credit score as a lot of times as you wish without it effecting your credit score.
so far it can't verify me. i called them and the lady said I was all set. I go back to the website an it says I'm still not verified. I call again an check statas. they said my acc has been canceled. it looks like it's just a legal method for them to still a 1$. hopefully one is all they get.
I have waited quite a while for T.U. to correct the balances on my credit cards. You are seriously tardy with correcting my overall credit score. Difficult to understand the people who respond your phones. On Monday I will be contacting every consumer, federal, state organization to audit your systems for flaws in tardyness re reporting and computing credit scores. You have held my acc in a "fair" level while it should have been in a high GOOD level for method too long. Equifax and Experian h
TransUnion is the authority in Credit Reporting & Credit Protection. The application works flawlessly and is loaded with tools to support the customer view all three major reporting agencies. Disputing is simple via the app. Customer service is unparalleled. Love it. The Services are affordable and simple to setup.
It will not support you at all. It's only set up for TransUnion to support themselves with your 💰 and give you less info than what Credit Karma will give for free. Don't be a sucker. Just use credit karma. Allow this TransUnion scam fail. They will soon come around to doing the right thing once they message their sales in subscriptions are non existant. These credit companies are such cash grubbers. They already obtain enough cash from all the crediters that report to them. What is up with the greed trip TransUnion.
If the quality of this application is any indicator as to how well they protect our information? God Support us all, and the customer service woman (foreigner) is beautiful worthless as well. it was like I was talking to a robot. The debt Analysis tool is a joke. I tried to add some of my own monthly bills to obtain a closer picture of debt load. it took each bill and multiplied it by 11 to 15 times so it shows my monthly payments are in excess of $47,000 per month. and it will not allow me remove them!!!!!! Stupid!!!!!
Useless. They give you the impression it's free but you have to pay for everything. I don't know why I have to pay for my credit score. Also the score they present is not the score creditors see. The application uses some alternate logic - very misleading.
NOTE: This application does NOT work with the TrueIdentity web username and password. That www service works with the separate TransUnion TrueIdentity application available separately in the Play Store. Obtain that application if you wish to LOCK/UNLOCK your credit report. Yes its confusing that TransUnion has two separate apps that prompt for what appear to be the same username and password. Its also confusing that neither application includes the ability to make an acc or to restart a password. Anyway, transUnion is light years ahead of Experian who doesn't even have an application for locking or even just freezing your credit account. IMO TransUnion deserves 3 stars for just showing up at the party.
Not good application my username is correct and it will not allow me login to the app, if this is any indication of how they are keeping my info I am not confident in their abilities to do anything correctly. You wish 5 stars? Go to the Experian Application and obtain some lessons from some true coders and developers. You people at TransUnion are the epitome of useless people, you expect me to pay when Experian's application which is near excellent and free is blowing your trash application outta the water? If this was battleship your ship would be sunk! If I could give zero stars I would!
I had an problem with these transunion incompetents that required to be corrected on my credit report they took 3 weeks to look in to it and then came back saying that there was no mistake and the report was staying as it was. I reported the same issue with their competetors on "EQ" and they fix the issue in one week. Don't trust "TRANSUNION" credit report.
DON'T WASTE YOUR TIME!! THIS APP SUCKS! 1. It won't let you to login 2. It doesn't let you to use a fresh password option 3. You are stuck eternally on the login page with no options to go anywhere else within the transunion site. SUX SUX SUX SUX SUX SUX SUX SUX SUX SUX SUX SUX SUX SUX SUX SUX SUX SUX SUX SUX SUX
Yes you have to pay for things but all 3 credit bureaus charge the same. Dont blame TransUnion for doing the same. Remember also- Your creditors give info to the bureaus the bureaus just report what YOUR creditors tell them.. dont shoot the messengers .. But as far as the app; its simple to navigate and works fine. 10/2017Update - application is still amazing . For all you people trying to sign up or dispute something using the app, I'm sorry you have nothing to complain about other than your own ignorance. These apps are created for convenience for monitoring. Everything else should be done on your computer or over the phone. If you have a dispute, TransUnion handles it just as quickly as any other reporting agency. The Fair Credit Reporting Act requires them to handle everything the same as everyone else. Don't blame TransUnion or Experian or Equifax for your own issues. This is an application rating. If you wish to complain about the three companies outside of how the application works, call the Better Business Bureau